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This is a brief description of  Mortgage Protection Insurance ..............

  For most people, your single-largest asset is your home. This could also be  your family's biggest asset or burden. Home is where you raise a family and build a foundation for their future. When you die, your family could well be faced with ongoing mortgage payments they are no longer in a position make. Mortgage protection life insurance provides an excellent way to prevent this from happening and may secure the family home, their well fare and future. People confuse Mortgage Protection Insurance and Private Mortgage Insurance. PMI is the insurance policy required by mortgage lenders and paid for by the buyer. If you are unable to make your mortgage payment, the lender is the payee not the buyer. Mortgage Protection Insurance policies benefit the buyers, the individual owners.

Key Insurance Benefits:

• Protect your home and family's future in the event of your death. Provide enough coverage to pay off your home mortgage in full, allowing for a place to live, for your family. A policy in force today, can guarantee years worth of peace of mind. Safeguard your family's future. In the event of your death your beneficiary receives a check for the full amount of your life insurance policy face amount. Couldn't my family just sell the house if I die? Yes, your estate could be liquidated, your assets sold, but how much are they worth? The typical mortgage balance is between $75,000 and $150,000. If your family sold everything you own, would they be able to pay off the mortgage or would they be out apartment hunting and looking for new schools etc.? Stability is a corner stone of all families. Insure your family future with Mortgage Protection.
• Protect yourself with a Critical Illness Rider, covering illnesses like cancer, strokes, heart attack and major organ transplants. The monthly mortgage or a lump sum can be provided up to 100% of the face value of the policy. Get the protection of income replacement and safeguard your family's future.
• Protect yourself with a Disability Income Rider and Premium Waiver. Most accidents accrue in the home and being laid up can be financially devastating. Have your mortgage paid for up to two full years after a 90 day waiting period. All life insurance premiums can be paid as well after a 180 day waiting period and those premiums being refunded.
• Reward yourself with a Money Back Rider.  Receive all of your premiums back, including rider premiums in one check. Any benefits you may have needed during your chosen term are deducted. Give your family a paid for home in the event of your death and of course yourself 100% of your money back when you live to the end of the 10,15, 20 or 30 year term. The ultimate in "Save You Money" insurance. Coverage if you need it and your money back, one check, lump sum, tax free, if you don't.
• Apply Now, know what riders you may qualify for, how much coverage, at what rate and for how short or long the term maybe. Be precise, inaccurate information may be tempting, but it may invalidate your insurance policy in part or whole.
• Why now ?  If not now, when ?   Life is a limited window of opportunity. If you need the coverage the house is paid off in full and if you don't, you can receive all your money back.
  Either way you and yours benefit.

Cover your family today.

New Mortgage Holders, you Qualify with No physical Exam, apply Now.
There is a death caused by a motor vehicle accident every 12 minutes. (National Safety Council:  2000 Report)